543 Konse Konse

543 Konse Konse, a product of cGrate Zambia, enables individuals and businesses to sell airtime and settle bills electronically. Using the 543 Konse Konse system, merchants, customers and dealers purchase electronic vouchers through a wide range of distribution channels. The company has partnered with major service providers including Airtel, MTN, Zamtel, iConnect, Madison Life, Zesco, Investrust Bank, Indo Zambia Bank, United Bank for Africa Zambia, DStv and GOtv.


Electronic payment systems in Multiple locations

With 543 Konse Konse, merchants, customers and dealers can purchase electronic vouchers through a wide range of distribution channels including point of sale terminals ("543 Konse Konse Machine"), mobile (*543#) and online (http://543.cgrate.co.zm).
  • Make payments and settle bills electronically, saving time
  • Partnerships with major service providers
  • Business opportunity for merchants
Read more Message business

Other distribution channels:

  • Mobile banking through key partnerships with financial institutions
  • System to system integration via web-services
  • Till systems through existing relationships with prominent retailers

Current services on board include pin and pinless airtime for Airtel, MTN and Zamtel; ZESCO, DStv, and GOtv bill payments, Madison Life Tilitonse Insurance bill payments and iConnect iSpot and iBundles.

543 Konse Konse machine
Sell Airtime for all networks i.e. through pins (Pin-Top up) or by sending direct to the mobile phone (direct-top-up) through the Konse Konse machine. The Konse Konse machine is equipped with two SIM slots for redundancy and doesn’t require data to process transactions. There is no need to constantly recharge the SIM cards.

Sell airtime and pay bills through *543#
Distribute airtime and pay for bills using any handset through *543#. Order stock, view latest sales and reconcile using *543# (for all 543 channels).

Distribute airtime and pay bills online
Distribute airtime and pay bills to multiple recipients within minutes online – 5000 recipients in under 10 minutes. The 543 Konse Konse free online service will also allow you to distribute staff airtime allowances.

Aggregation of airtime and bill payments
Integrate your existing channels into 543 to distribute airtime and bill payments. Integration can be done through pre-defined web services or custom built application programming interfaces (APIs). Channels that can integrate include till systems, internet banking, ATMs, and mobile banking.

Advantages of the Konse Konse machine over scratch cards

– The Konse Konse machine has options to vend a wide range of vouchers from prepaid airtime and TV to prepaid electricity, internet and other bill payments.

– With the Konse Konse machine, airtime can be sent directly to the receiving phone without having to enter a pin.

– Better stock management: there is no need to keep track of specific stock denominations. With the Konse Konse machine one block amount covers all denominations. Merchants are able to sell any denomination as longer as there is enough credit in the 543 account.

– Stock can be loaded within minutes as compared to someone physically delivering scratch cards.

– Sales through the Konse Konse machine can be easily tracked as compared to sales through scratch cards. Some unscrupulous cashiers may sell their own cards pretending they belong to shop owners. The 543 terminal puts a stop to this.

Benefits for merchants

  • Access accounts via mobile, online or POS terminal
  • Track sales online
  • Multiple cashiers can sell from the same 543 account and sales can be easily reconciled
  • One block amount covers all service providers and denominations
  • Merchants can make use of the company’s pay point facilities
  • Merchants can pay for stock, request for POS paper and receive support from any Konse Konse pay point

Other addresses

  • Kitwe pay point: Shop 4, Ebeneza Complex, Independence Avenue, Tel: 0212 251444
  • Kalingalinga pay point: Plot No. 159/29, Alick Nkhata Road (Next to Super market , Tel: 0211 848043
  • Chilenje pay point: Plot 50/07 Kasama Road, (Next to African Braai), 0211847972
  • Ben Bella pay point: Engen Ben Bella Service Station, 0211847788
  • Matero pay point: Maranatha Multiplex Stand No. 2 Commonwealth Road, 0211 848090

Contact information

35214 Alick Nkhata Road, Lusaka, Zambia
Enquire below
+260 211 840008
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Opening times

08:00 – 17:00
08:00 – 17:00
08:00 – 17:00
08:00 – 17:00
08:00 – 17:00
08:00 – 13:00

Other locations

Central Business District, Lusaka
+260 211 847788
Chilenje, Lusaka
+260 211 847972
Ebeneza Complex, Kitwe
+260 212 251444
Maranatha Multiplex, Lusaka
+260 211 848090