First Capital Bank (FCB) Zambia Ltd

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Formerly known as International Commercial Bank Zambia, First Capital Bank Zambia started its operations in June 2010. In July 2013, it was acquired by a group of investors led by First Merchant Bank Malawi (FMB) which has operations in Malawi, Mozambique and Botswana, and was renamed as First Capital Bank (FCB). Using a flexible and innovative customer-centric approach, this bank's growing network of branches offers an extensive range of banking solutions services.

First Capital Bank Zambia provides an extensive range of convenient, easy and secure personal banking solutions that individuals will need to manage their finances. The bank’s services include, but not limited to, accounts and cards. All services are tailored to meet the daily needs of individuals.
  • Convenient, easy and secure personal banking solutions
  • Services are tailored to meet the daily needs of individuals
  • Bank enjoys serving its customers with its ever growing locations
First Capital Bank Zambia offers a full range of solutions that are tailored to help businesses take hold of the opportunities and overcome the challenges they may face. Whether it is a small, medium or large business, this bank has the expertise to meet the unique needs of their business.
  • Solutions for small, medium and large businesses
  • Helping businesses take hold of opportunities and overcome challenges
  • Capacity and expertise to meet the unique needs of businesses
Designed to help businesses unlock their potential, First Capital Bank Zambia provides flexible corporate finance solutions that include overdrafts, term loans, asset finance and foreign currency loans. The bank is committed to quick approvals, flexible repayment, and attractive rates.
  • Flexible corporate finance solutions
  • Solutions that help businesses unlock their potential
  • Quick approvals, flexible repayment, and attractive rates
First Capital Bank Zambia offers smart and flexible interest earning accounts which can be used according to a customer’s monetary requirements. Interest rates may vary in line with prevailing money market rates. The bank’s team of personnel deliver high-quality strategic advice and creative financing solutions to its customer’s.
  • Smart and flexible interest earning accounts
  • Attractive interest rates
  • Personnel deliver high-quality strategic advice and creative financing solutions

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First Capital Bank Zambia lets businesses and individuals access and manage their accounts anywhere, anytime. Customers can also use online facilities to make transfers to third parties, add and maintain beneficiaries, manage fixed deposits, send secure messages, order cheque books and do stop payments on cheques.
  • Comprehensive and secure online business banking services
  • Customers can access and manage their accounts anywhere, anytime
  • Transfers to third parties, send secure messages and order cheque books