National Savings and Credit Bank Zambia (NATSAVE)


National Savings and Credit Bank (NATSAVE) is a government owned non - bank financial Institution established in 1972. The bank conducts the following services: accept deposits, operate savings schemes, provides loans and conducts any other banking transactions to suit the different needs of customers. The bank has firmly positioned itself in the market through its unequaled presence in several districts of the country with 35 branches through which, it delivers quality financial products at competitive rates.

From day-to-day needs, savings accounts to help reach your goals and term deposits for certainty of investment return. NATSAVE's personal banking products include educational savings account, minor account, easy saver account, growth savers account, pensioners account and investment account.
  • Safe Deposit- valuables for safekeeping including Certificates and Title Deeds
  • Night Safe - deposit undisclosed amounts of cash after working hours
  • Agency Banking - deposit or withdraw cash at any agent, kiosk
NATSAVE loan products includes salary based loans, group loans - should comprise at least 10 members, micro or medium enterprise loans, asset plus loan - this is an innovative facility to provide loans to micro, small and medium enterprises (MSME) for the purchase of equipment and implements they need to enhance productivity.
  • Competitive interest rates
  • Variety of payment options
  • Offers predictable monthly payments
NATSAVE provides its customers with tailored solutions to meet clients specific business requirements. Their business banking services includes invoice discounting, market account (individuals who conduct business in markets), guarantees - bid bonds, performance bonds, export guarantees and advance payment bonds.
  • Commercial Savings - designed to cater for individuals, small and medium scale
  • Trade Finance - offers invoice discounting
  • Natflex- SME account allows overdraw in anticipation of standing order credits