Cavmont Bank Ltd
Cavmont Bank Ltd
Posted Job
almost 2 years ago

Credit Manager

Cavmont Bank Ltd is a diversified financial institution with 20 outlets across the country that provides high quality products, services and financial solutions to the Retail and Corporate markets. We are looking for outstanding Human Resource with extensive experience at Senior Leadership level in high profile and complex environments with exemplary levels of performance history, who are decisive and tenacious, with a track record of delivering growth; and who attract and create talented, high performing teams:

This role reports directly to the Chief Credit Officer.

The overall objective of the Credit Manager is to ensure that all applicable policies, procedures and regulations are compiled (including Local and Group regulations) and to improve the quality of the lending book, whilst minimizing credit losses within set parameters.

Key Performance Areas (KPAs)

1. Credit Granting Process

Analysis, assessment and approval (within delegated authorities) of credit applications to ensure that risks are sufficiently contained within acceptable parameters, relative to the profitability of each deal.

2. Risk Management

  • Act as a point of contact for the leadership of the corporate sales team in dealing with issues relating to the business-risk partnership
  • Ability to work well under pressure and meet deadlines
  • Insight/understanding and proactive attitude

Core Competencies

  • Planning
  • Interpersonal Sensitivity
  • Ability to work with diverse groups of people
  • Delivering results and meeting customer expectations

Experience, Knowledge & Skills

  • At least 10 years general banking experience with a sound knowledge of credit
  • A minimum of 5 years’ experience in credit origination and/or assessment
  • Computer literate are essential (word, Excel and PowerPoint)
  • Budgeting and planning skills
  • Excellent interpersonal relationship skills
  • Excellence in analysing and evaluating financial information
  • Comfortable in presenting to an audience


  • Full Grade 12 Certificate with credit or better in Mathematics and English
  • Credit/Financial/Accountancy Degree

How to apply

We welcome applications from suitably qualified candidates, which include a cover letter and comprehensive curriculum vitae, via email only to:

Application deadline
7 Dec 15:00
Email applications to
Cavmont Bank Ltd image
Cavmont Bank Ltd
Personal banking
Business banking
Corporate finance
Established in 2004, Cavmont Bank is a diversified financial institution with 19 outlets across the country. The bank provides personal banking, business banking, corporate finance, investment, mortgages and loans. It provides high quality products and services through outstanding and superior customer service. Their services support individuals, the public sector and companies of all sizes. Cavmont Bank is a registered commercial bank in Zambia with more than 50,000 clients and 240 employees.

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