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Credit Risk Manager – Consumer Loans

Job Mission:

To effectively manage the credit risk function of ExpressCredit Zambia in line with company set objectives.

Key Responsibilities:

  • Evaluate all credit application and proposals and ensure they are within acceptable parameters and ensure that they meet sound business criteria before disbursement.
  • Review and ensure the underwriting process is according to set process and procedure within set TAT
  • Proactively drive the existing facilities review process and ensure a thorough and timely evaluation of all existing facilities.
  • Ensure system data quality and oversee the data quality control management team and be a business link between Operations and sales departments.
  • Ensure effective maintenance and management of service level agreements with other departments.
  • Conduct call visits on both existing and prospective corporate clients to enhance portfolio quality in line with the company KYC set rules.
  • Manage and provide guidance to the credit risk team
  • Actively support your team’s growth through training, performance reviews, mentoring and coaching
  • Prepare accurate and timely reports to management committees

Requirements

  • Bachelor’s Degree in Finance, Accounts, business or equivalent
  • 2 years demonstrated experience in similar role
  • Holder of driving of a valid driving license
  • Strong understanding of credit analysis and policies
  • Good understanding of Risk management principles
  • Problem-solving and decision-making abilities
  • Exceptional analytical skills and a good eye for detail
  • Ability to cope under pressure and Stress management skills
  • We thank all applicants for their interest, however only those candidates selected for interviews will be contacted.
  • Apply through the apply now button.

Method of Application

Submit your CV and application on company website:

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