Contact info

Head Office: Great North Road, Finsbury Park, Lusaka, Zambia
+260 211 366703, +260 211 366710, +260 956 659857
Open today: 07:30-18:00
SunClosed
Mon07:30-18:00
Tue07:30-18:00
Wed07:30-18:00
Thu07:30-18:00
Fri07:30-18:00
Sat07:30-14:00

Business general Insurance

Professional Insurance Corporation Zambia offers insurance cover for commercial property, business interruption, burglary and loss of money, glass, public liability, product liability, machinery, computers and other electronic equipment. With its vast experience, Professional Insurance identifies the risk associated with each business.
Wide array of insurance covers for businesses
Can tailor a specialised package
Professionally identifies various risks associated with a business

Since all businesses are unique, Professional Insurance Corporation Zambia has developed a wide selection of options and programs to meet various needs. The company can tailor a specialised package according to a customer's property, liability and casualty needs.

Commercial property insurance

This policy helps protect a building, as well as business and personal property, including tools and equipment, inventory, fixtures and fittings. It protects against loss, damage or theft. Professional Insurance Corporation Zambia has insurance options and optional extensions (such as legal liability cover) to suit various commercial property including:

  • Fire - Cover for physical loss of or damage to property from fire and explosion.
  • Public liability - Protects a company if found to be legally responsible for personal injury to a third party or damage to their property.
  • Glass and signs - Cover for the loss of or damage to glass windows, signs and showcases at business premises.
  • Money insurance - This policy is tailored to cater for the needs of companies in the business of moving or collecting money. A loss can occur either while at the business premises or in transit.
  • Church insurance - Customers can insure their church buildings and contents at very reasonable premiums.
  • Excess waiver insurance - This policy increases the certainty in the event of loss or accident. By paying for this policy, customers will not be required to make any contribution once the cover is taken up.

Commercial vehicles insurance

This policy provides cover for vehicles owned by a company, including goods carrying vehicles, passenger carrying vehicles, special types of vehicles like graders, excavators and ambulances, and agricultural and forestry vehicles like tractors, combine harvesters and planters. The cover is effective whether the vehicles are on the premises or being driven on the public highway.

Passenger cover

The recent introduction of passenger cover is due to the increased number of bus travellers resulting in claims for injury and baggage loss in the event of accidents.

Motor traders insurance

Designed for organisations that are involved in selling, servicing or repairing motor vehicles, this policy provides cover for risks of loss or damage to trade vehicles or customers' vehicles whilst under the organisation's care and custody. The cover is effective whether the vehicles are on the premises or being driven on the public highway, say for testing. Legal liability to the public can also be added to this policy.

Motorcycle insurance

This is cover for self propelled two wheelers or three wheelers including mopeds.

Business liability insurance

Accidents happen on site, off site, with employees and with customers. Professional Insurance Corporation offers this policy to protect businesses against claims for income loss, bodily injury and property damage. A wide range of insurance plans are offered. These can be customised through the addition of relevant options.
Policy to protect businesses against liability claims
Saves business owners the risk of having to pay expensive legal fees
Offers a wide range of insurance plans that can be customised

Business liability insurance is designed to safeguard the livelihood of a business. An accident could result in a lawsuit that could kill the business. A way to protect against this type of situation is for a business to take out business liability insurance that adequately covers the risk.

Agriculture insurance

Designed to suit the specific needs of farmers in Zambia, Pro-Agripak is a single, multiple-cover insurance policy. Professional Insurance offers this policy to ensure that farmers and their customers are protected when the unexpected happens.
A broad spectrum of agricultural insurance solutions
Gives advice on the covers offered
Provides a quick and efficient service

As a specialist in the agriculture industry, Professional Insurance Corporation Zambia endeavours to create and maintain close working relationships with its customers. It ensures that it consistently provides an excellent level of friendly, personal service – not only when arranging the policy, but throughout the year, at renewal, and more importantly in the event of a claim. Professional Insurance's products and services are designed to focus on the specific needs of each unique customer.

Marine insurance

This covers risk of loss or damage to cargo carried by road, rail, air or sea. Professional Insurance Corporation Zambia also offers this insurance package to overland transits with cross borders. For cargo transits within a country, goods in transit insurance is available.
Insurance packages for marine and goods in transit
One-off or open cover
Ideal for expatriates as well as importers and exporters

For both marine and goods in transit (GIT) risks, the following policies can be arranged:

Marine cargo

Specific policies can be issued to customers whose imports and/or exports are not regular, including household goods and personal effects that are transported in or out of the country. Policies can be issued to cover specific consignments on a one-off basis.

Where a continuous flow of business is expected, Professional Insurance Corporation Zambia will recommend an open cover policy. This gives protection on a blanket basis and covers all the imports or exports of that customer from the date of inception of the contract. An open cover policy has the following advantages:

  • Forward cover at agreed insurance rates to help a customer budget in advance and fix prices accordingly
  • A working relationship between a customer and the insurer as the customer does not have to deal with any other insurance companies
  • The policy can be issued for one year only or on a permanent basis

Marine hull

Apart from insuring cargo, Professional Insurance also offers marine hull insurance. In this type of policy, the vessel itself is insured against loss or damage. Since Zambia is landlocked, the volume of this business is small but cover can be arranged on request.

Personal general insurance

Professional Insurance Corporation Zambia offers this package to cover personal belongings against loss, theft or damage. This includes motor vehicles, houses and other possessions, and cover for individuals against various liabilities.
Cover for personal belongings, as well as other liabilities
Motor, property or passenger insurance
Sales, service and claims team is always ready to help customers

Motor insurance

In the event of an accident, loss or theft, Professional Insurance Corporation Zambia is committed to putting its customers back on the road in the shortest possible time, with minimal disruption to their daily life.

Property insurance

Professional Insurance Corporation Zambia offers this policy to protect an individual's home against damages to the house itself, or to possessions in the home due to fire, theft and other unforeseen circumstances. The policy also provides liability cover against accidents in the home or on the property. Professional Insurance Corporation Zambia ensures that its customers' home – their most valuable investment – is protected along with their personal possessions.

Passenger insurance

This policy protects individuals against various mishaps that could affect their trip or finances.

Personal accident insurance

Since accidents can cause injury, disability or death, Professional Insurance Corporation Zambia offers this policy to help customers and their families pay for income loss, expenses incurred during treatment, transportation and accommodation. In the event of death, funeral expenses are also covered.
Financial protection against injuries and death
Enables customers to focus on recovery without financial stress
Packages offer low-cost high-value benefits

Professional Insurance Corporation Zambia offers personal accident cover to provide financial protection against injuries of all kinds, and death. The corporation is committed to providing relief to the injured person and/or family members from financial issues that arise with accidents.

Contact information

Head Office: Great North Road, Finsbury Park, Lusaka, Zambia
+260 211 366703, +260 211 366710, +260 956 659857
Open today: 07:30-18:00
SunClosed
Mon07:30-18:00
Tue07:30-18:00
Wed07:30-18:00
Thu07:30-18:00
Fri07:30-18:00
Sat07:30-14:00

Message business

Enquiries, questions, quotation requests etc

Other locations (15)
29, Katemo Road, Rhodes Park, Lusaka, Zambia
+260 211 256567, +260 211 250011
Nationalist Road, University Teaching Hospital, Lusaka, Zambia
+260 211 255914
Finance House, 103, President Avenue, Ndola, Zambia
+260 212 618204
17, Kanyanta Road, Kitwe, Zambia
+260 212 224418
45776, Independence Road, Solwezi, Zambia
+260 218 821108
291, Independence Way, Kabwe, Zambia
+260 215 221614
902, Mosi-Oa-Tunya Road, Livingstone, Zambia
+260 213 322228
Post Office Building 1, Zaone Avenue, Luanshya, Zambia
+260 965 882255, +260 979 728789
11 Hospital Road, Chipata, Zambia
+260 216 223395, +260 977 328841
ME 7, Livingstone Road, Choma, Zambia
+260 213 221121, +260 213 221124
ZRA Building, 713 Kitwe Road, Chingola, Zambia
+260 212 314563, +260 966 643000
Room 2, Chewelo Complex Mukulumpe Road, Kasama, Zambia
+260 214 221145, +260 955 487577
1075, Kafue Road, Kafue, Zambia
+260 977 478583
140, Livingstone Road Bhagoos Complex, Mazabuka, Zambia
+260 213 230170, +260 955 421414
46, Great North Road, Nakonde, Zambia
+260 969 899648