Contact info

32256 Thabo Mbeki Road, Mass Media, Lusaka, Zambia
+260 211 222223
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
PO Box 31357 Lusaka, Zambia

Personal life insurance

Prudential Life Zambia's range of personal life insurance products are well spread to suit the basic protection needs of every customer. Each product is designed to be able to provide the customer with protection, offering peace of mind with regards to the provision of individual protection needs.
Personal life insurance policies
Policies that suit the basic protection needs of every customer
Providing customers with a world-class service and claims support

Prudential Life Zambia is committed to providing its customers with a world-class service and claims support. Insurance products offered include:

Pru flexi save policy

An investment policy that provides customers with the opportunity to save and grow their money while enjoying life protection. It is a hybrid term assurance policy providing life cover and savings on flexible terms.

Pru smart child education plan

This is a life policy designed for individuals who plan to make provisions for their children’s future school fees. The policy gives a handsome maturity and security in case of premature death of the policyholder.

Pru smart lady plan

An endowment plan that addresses the various protection needs of women, affording them peace of mind and providing some form of financial benefit.

Funeral expenses policy

This is a simple way to plan and provide for unforeseen funeral expenses. Customers who purchase this life plan are able to mourn and bury their loved ones with dignity. An individual may buy the policy for themselves or a family member.

Funeral expenses include money spent during funeral gatherings, burial preparation and procession of the funeral service. (Food, firewood, tents, chairs, transport, coffin/casket, mortuary fees, body preparation, cremation, securing of burial sites, export of remains, and many other services and amenities depending on a client’s exact needs.)

Who is to be covered?

A client will be required to provide a list of family members who are to be covered. All he/she needs do is to state the names and dates of birth of all those to be covered.

How much is the cover?

For each member included on the policy, a client is required to state the amount of cover (value of money needed for funeral expenses) against each of the names in case they died. Prudential can cover each person up to ZMW25,000

Pru whole life policy

A policy that provides protection throughout the life of the insured person. It creates peace of mind in a family by eliminating worries arising from the loss of a breadwinner, who may also opt to use the policy as a post-retirement benefit.

Group plans

With the policy owner being an employer or organisation, this is a single contract that covers a group of employees. Providing life insurance cover to employees lets them know that they are a valuable part of a company – and so are their families. Prudential Life Zambia offers employer sponsored life plans and credit life assurance.
A single contract that covers a group of employees
Sponsored life plans and credit life assurance
Cover lets staff know that they are a valuable part of a company

Group life cover offered by Prudential Life Zambia

Employer sponsored life plans

These plans are arranged and paid for by businesses on behalf of their employers as part of an employee benefit package. This type of cover can also be arranged by not-for-profit organisations on behalf of their members.

Group life assurance scheme

Usually employer-sponsored, this policy provides a lump sum death-in-service benefit to the dependants of a deceased employee. The level of cover is often expressed as a multiple of the employee’s last notified annual salary. The group life assurance scheme may be issued with riders such as disability benefits, critical illness benefits and funeral benefits. The level of cover of benefits can also be stated as a flat sum.

Group last expense cover

This is similar to the group life assurance scheme, except it is designed to support costs incurred after demise such as funeral expenses and burial preparations. It can be extended to cover family members as well. Benefits can also be stated as a flat sum. Death cover is either due to an accident or natural causes.

Credit life assurance policy

An insurance policy that is designed to ensure that providers of loans or other debt are covered in the event of the borrower’s death, temporal or permanent disability, and/or loss of employment due to retrenchment.

Travel insurance

Overseas travel insurance offers great benefits, ranging from medical expenses cover in the event of an unexpected illness or accident, pay-outs for travel delays and lost property during travel. Prudential Life Zambia gives travellers peace of mind knowing that they are covered by a plan that meets their unique travel insurance needs.
Cover for medical expenses, travel delays and lost property
Plans that meet each client’s unique travel insurance needs
Worldwide coverage

Benefits of getting travel insurance from Prudential Life Zambia

  • Medical repatriation and other medical expenses cover in the finest hospitals worth up to USD $250,000
  • Third Person benefits in case of death up to USD25, 000
  • Emergency dental treatment cover up to USD150
  • Personal accident cover up to USD25, 000
  • Claims worth over USD100 per person
  • Personal possessions (luggage) loss payouts up to USD1, 000
  • Passport loss payout of up to USD150
  • Baggage delay payout (in excess of 12 hours) up to USD150

Contact information

32256 Thabo Mbeki Road, Mass Media, Lusaka, Zambia
+260 211 222223
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
PO Box 31357 Lusaka, Zambia

Message business

Enquiries, questions, quotation requests etc

Other locations (10)
1st Floor Cairo Road, Central Park, Exchange Building, Lusaka, Zambia
+260 211 228109
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O Box 31357, Lusaka Zambia
1st Floor Katebe Chilufya Street, Zampost Main Building, Kabwe, Zambia
+260 215 221026
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
Ground Floor President Avenue, Finance House, Ndola, Zambia
+260 212 612466
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
PO Box 71177 Ndola, Zambia
1st Floor Independence Avenue, Satunia House, Kitwe, Zambia
+260 212 224270, +260 212 225611, +260 212 228560
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O Box 20564, Kitwe, Zambia
Shop No.2 Mulemenda Road, Chilolo House, Chingola, Zambia
+260 212 311715, +260 212 311716
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O.Box 11109, Chingola Zambia
407 Independence Avenue, Solwezi, Zambia
+260 218 821413
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P O Box 110349, Solwezi, Zambia
Stand Number 754 Zambia Way, Compesation House, Kasama, Zambia
+260 214 221075
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
ME7 Macha Road, Choma, Zambia
+260 213 220092, +260 213 221121, +260 213 221123, +260 213 221124
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O.Box 630005, Choma, Zambia
Shop 5 Mosi-o-Tunya Road, Nongo-Kalimba House, Livingstone, Zambia
+260 213 322228, +260 213 322817, +260 213 322603
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O Box 60140, Livingstone, Zambia
Shop 4, Umodzi Highway Shopping Mall, Chipata, Zambia
+260 216 223396, +260 216 222104
Open today: 08:00-17:00
SunClosed
Mon08:00-17:00
Tue08:00-17:00
Wed08:00-17:00
Thu08:00-17:00
Fri08:00-17:00
Sat08:00-13:00
P.O.Box 510874, Chipata, Zambia