Prudential Life Zambia is committed to providing its customers with a world-class service and claims support. Insurance products offered include:
Pru flexi save policy
An investment policy that provides customers with the opportunity to save and grow their money while enjoying life protection. It is a hybrid term assurance policy providing life cover and savings on flexible terms.
Pru smart child education plan
This is a life policy designed for individuals who plan to make provisions for their children’s future school fees. The policy gives a handsome maturity and security in case of premature death of the policyholder.
Pru smart lady plan
An endowment plan that addresses the various protection needs of women, affording them peace of mind and providing some form of financial benefit.
Funeral expenses policy
This is a simple way to plan and provide for unforeseen funeral expenses. Customers who purchase this life plan are able to mourn and bury their loved ones with dignity. An individual may buy the policy for themselves or a family member.
Funeral expenses include money spent during funeral gatherings, burial preparation and procession of the funeral service. (Food, firewood, tents, chairs, transport, coffin/casket, mortuary fees, body preparation, cremation, securing of burial sites, export of remains, and many other services and amenities depending on a client’s exact needs.)
Who is to be covered?
A client will be required to provide a list of family members who are to be covered. All he/she needs do is to state the names and dates of birth of all those to be covered.
How much is the cover?
For each member included on the policy, a client is required to state the amount of cover (value of money needed for funeral expenses) against each of the names in case they died. Prudential can cover each person up to ZMW25,000
Pru whole life policy
A policy that provides protection throughout the life of the insured person. It creates peace of mind in a family by eliminating worries arising from the loss of a breadwinner, who may also opt to use the policy as a post-retirement benefit.
Prudential Life Assurance Zambia · Personal life insurance
Group life cover offered by Prudential Life Zambia
Employer sponsored life plans
These plans are arranged and paid for by businesses on behalf of their employers as part of an employee benefit package. This type of cover can also be arranged by not-for-profit organisations on behalf of their members.
Group life assurance scheme
Usually employer-sponsored, this policy provides a lump sum death-in-service benefit to the dependants of a deceased employee. The level of cover is often expressed as a multiple of the employee’s last notified annual salary. The group life assurance scheme may be issued with riders such as disability benefits, critical illness benefits and funeral benefits. The level of cover of benefits can also be stated as a flat sum.
Group last expense cover
This is similar to the group life assurance scheme, except it is designed to support costs incurred after demise such as funeral expenses and burial preparations. It can be extended to cover family members as well. Benefits can also be stated as a flat sum. Death cover is either due to an accident or natural causes.
Credit life assurance policy
An insurance policy that is designed to ensure that providers of loans or other debt are covered in the event of the borrower’s death, temporal or permanent disability, and/or loss of employment due to retrenchment.
Prudential Life Assurance Zambia · Business life insurance
Benefits of getting travel insurance from Prudential Life Zambia
Prudential Life Assurance Zambia · Travel insurance