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  2. Credit Analyst D - IRC159454

Credit Analyst D - IRC159454

Additional Requirements

Responsibilities

  • Achieve year on year Total Consumer Revenue Growth as per the Branch Financial Performance Report for your Customer Portfolio.
  • Manage costs / expenses within approved budget to achieve cost Efficiencies.
  • Deliver exceptional Credit service that exceeds customers' expectations through proactive, innovative and appropriate solutions.
  • Assist internal sales partners with credit decisions and application of the credit policy. Build and maintain relationships with internal business partners.
  • Maintenance of expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stakeholders.
  • Responsible for maximising cross sell opportunities through credit assessment and client portfolio analysis.
  • Assist internal sales partners with credit decisions and application of the credit policy and build and maintain relationships with internal business partners.
  • Ensure average approval turnaround time against target to ensure retention of clients.
  • Analyse credit data to estimate degree of risk in extending credit or lending money by accessing credit applications.
  • Comply with governance in terms of legislative and audit requirements.
  • Responsible for the returns of daily stats.
  • Manage personal development to increase own skills and competencies.
  • About us, purpose, experience and qualifications

Purpose

  • Analyses credit data to estimate degree of risk in extending credit or lending money. Consults with management to assist in corporate planning.

Experience And Qualifications

  • Degree or Diploma in credit preferable.
  • 3 Years related experience.

How to Apply

Submit your CV and application on company website:

First National Bank Zambia Ltd (FNB)
First National Bank Zambia Ltd (FNB)
Lusaka
Personal banking
Business banking
Corporate finance
Investment
Mortgages
Loans
Electronic payment systems
First National Bank Zambia (FNB) is a subsidiary of the South African banking group FirstRand Group, with operations in Botswana, Lesotho, Mozambique, Namibia and Swaziland. Established in 2009 in Zambia it offers a wide range of banking products, including cheque and savings accounts, personal and home loans, student loans, mortgage loans, business loans, credit and debit cards, vehicle finance, investments, online and mobile banking as well as corporate finance.
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