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Forget your card? Withdraw cash using your phone with Cardless Cash

Cardless Cash allows you to withdraw cash at any FNB ATM from your FNB account. All you need is a cellphone. Your cellphone can give you instant access to you funds, offering you the convenience of banking anywhere, any time - without your card!

How to get cash

  • Dial *130*321# from your cellphone
  • Enter you Cellphone Banking PIN
  • Select 'Banking'
  • Select 'Withdraw Cash'
  • Select the account from which you wish to withdraw money
  • Select the amount you wish to withdraw
  • Confirm your transaction
  • An OTP (One Time PIN) and instructions on what to do at the ATM will be sent to your cellphone
  • Next, go to your nearest FNB ATM, select 'Cardless Services', then 'Withdraw from FNB Account' and follow the prompts
22768 Thabo Mbeki Road, Acacia Office Park
+260 211 366900
Forget your card? Withdraw cash using your phone with Cardless Cash
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First National Bank Zambia Ltd (FNB)
First National Bank Zambia Ltd (FNB)
Personal banking
Business banking
Corporate finance
Electronic payment systems
First National Bank Zambia (FNB) is a subsidiary of the South African banking group FirstRand Group, with operations in Botswana, Lesotho, Mozambique, Namibia and Swaziland. Established in 2009 in Zambia it offers a wide range of banking products, including cheque and savings accounts, personal and home loans, student loans, mortgage loans, business loans, credit and debit cards, vehicle finance, investments, online and mobile banking as well as corporate finance.
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