Micro finance in Zambia

Loans and financial services in Zambia are for low-income individuals or those who do not have access to typical banking services. Micro finance services in Zambia can include savings, insurance, fund transfers as well as credit facilities. Micro finance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services. The two main mechanisms for the delivery of financial services to such clients are: relationship-based banking for individual entrepreneurs and small businesses; and group-based models, where several entrepreneurs come together to apply for loans and other services as a group. There is a multitude of micro finance companies operating in Zambia. They are listed here.