Banks and micro finance companies in Zambia offer financial services to individuals and companies. Some of the services include loans, personal banking, mortgages and insurance. Find the companies that offer these services on this site. Most commercial banks will offer personal banking facilities and loans for a mortgage and an asset such as a vehicle or home furniture. There is also a host of micro financing enterprises where individuals can raise capital to finance a small business or assets for a home improvement project. All insurance companies offer insurance for various needs such as home, education, funeral or life insurance policies for individuals.